US Multistate Tax Calculator for Remote Workers

Remote work across US states: which state taxes your wages?

The employer's state normally taxes the share of wages earned on its soil, while your home state taxes all your income and grants a credit for tax paid elsewhere. Under the "convenience of the employer" rule (New York, New Jersey and Pennsylvania in the tool), days worked from home by choice count as days at the employer's office, so the tool taxes 100% of wages in that state.

How the tool calculates

• Employer-state share = wages × days worked on site ÷ 240 days (fixed year). If the convenience rule applies and you live in another state, the share becomes 100%.
• Employer-state tax = taxable share × that state's rate.
• Home-state tax = total wages × your state's rate, minus a credit equal to the lower of the tax paid to the other state and your home-state tax on the same share of wages.

Examples ($140,000)

Defaults: Florida resident, New York employer, 60 days on site. Without the rule, New York taxes 25% of wages, $3,087. With it, New York taxes everything: $12,348 (8.82%), and Florida, with no income tax, has no credit to offer. A Georgia resident in the same position without the rule pays $3,087 to New York and $5,239.50 to Georgia: the credit is capped at Georgia's tax on the New York share ($1,746.50), so the total is $1,340.50 higher than working only at home.

Key limits

• Each state has a single rate applied to all wages, with no deductions or brackets. For progressive states the figure is neither the top marginal rate (10.9% in New York for tax years 2021 to 2027) nor an average rate; at $140,000 the tool clearly overstates real New York tax.
• Days spent in the home state are not used, and the tool does not check whether remote work is required by the employer, which takes the convenience rule out of play.
• Estimate only, not tax advice.

Sources and dates: North Carolina (3.99%, NCDOR) and Georgia (4.99%, Georgia DOR, HB 463) rates effective 01/01/2026; New York 10.9% top rate (tax.ny.gov); other rates in the tool are indicative and unverified (checked on 14/10/2026).

Frequently Asked Questions

What is the "convenience of the employer" rule?

If you work from another state by personal choice, the employer's state treats those days as worked at its office and taxes all your wages. In the tool, for $140,000 with 60 of 240 days in New York, New York tax rises from $3,087 to $12,348.

I live in Florida and work for a New York company: what will I pay?

Florida has no income tax, so no credit offsets the New York tax. With the convenience rule, the tool applies New York tax to all wages: $12,348 on $140,000. Without it, only the days worked in New York are taxed.

Do I pay tax twice if I live in one state and work in another?

Normally not: your home state grants a credit for tax paid to the other state, capped at its own tax on the same share of income. For a New Jersey resident working for a New York employer, the tool shows $12,348 for New York and a credit that brings New Jersey tax down to $210.

Why does the result differ from my tax return?

The tool applies one rate per state to all wages, with no deductions or brackets, over a fixed 240-day year. Progressive states such as New York or California tax the first dollars at much lower rates, so real tax is usually below the estimate.

Is this tool really free?

Yes, all tools on Kristools are 100% free and accessible without registration.

Is my data protected?

Yes. All processing is performed directly and securely inside your browser. No personal data is sent to our servers.